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(R)evolution in interfaces used to conclude distance contracts

On 7 July, a draft law on consumer credit was published on the website of the Government Legislation Centre. Its purpose is to implement two EU directives: Directive 2023/2225 on consumer credit agreements and Directive 2023/2673 on online financial services agreements.

The draft was prepared by the President of the Office of Competition and Consumer Protection (the “OCC”) and, along with the new Consumer Credit Act, makes significant amendments to the Consumer Rights Act (the “CRA”) and other laws. Those amendments include...